


Home Stretch Homebuyer Education Program.First Time Homebuyer Mortgage Loans - MHFA.First Time Homebuyer Mortgage Loans - CDA.Dakota County CDA Home Improvement Loans.
Loans to fix up house download#
Homeowners may be able to refinance or modify their mortgage loan, depending on their situation.įor program information and eligibility, please visit the program’s website, download the brochure or call the Dakota County CDA’s foreclosure intake line at 65 to speak with a housing counselor. Eligible properties are limited to legally authorized, correctly classified, occupied one to two-unit residential structures.The federal Making Home Affordable Program was launched to offer mortgage relief to homeowners who have fallen behind or who are struggling to make their mortgage payment.A pre-inspection will be conducted to verify the property needs to be painted, and that safe work practices will be followed.The entire main structure must be painted to qualify for the grant.The Exterior Paint Program assists Cleveland residents who reside in single or two-family homes needing exterior paint.The Paint Program provides grants of up to $600 for exterior paint and supplies for owner-occupants and $400 for tenants/landlords.

The Paint Program provides a valuable incentive to homeowners and tenants to maintain the exterior of their home and aid in reducing lead-based paint hazards. Proof of address (mortgage, insurance, utility bill, etc.), photo ID, and proof of income are required.Ģ16.664.2045 - Weekdays 8 am to 5 pm – 601 Lakeside Ave. Applicants must live in the property in question and be able to show clear title. SHAP provides grants to Cleveland residents age 60+ or disabled adults who meet income eligibility guidelines and own single or two family homes in need of critical, health, safety and maintenance repairs. Senior Homeowner Assistance Program (SHAP)Ģ16.664.2833 - Weekdays 8 am to 5 pm - 75 Erieview Plaza, 2nd Floor The loans are not subject to income guidelines and can be used for owner-occupied as well as non-owner occupied homes. These programs are administered by the Cleveland Restoration Society. Neighborhood Historic Preservation and Heritage Home Programs This lower interest program is not subject to income requirements. This loan is available to all Cuyahoga County investors as well as owner-occupants and can be used to enhance properties with market values below $250,000. 2020/21 HOME Income Limits (Per Household Size)Ģ16.443.7260 - Housing Enhancement Loan Program Website To apply for a secured loan, you would need to provide some form of collateral, such as personal property or an automobile. A photo ID, proof of address (copy of mortgage, insurance, utility bill, etc.), and proof of income are required. Interested parties should contact the Division of Neighborhood Services at the above phone number for more information.
Loans to fix up house code#
These loans are only for code related repairs, mechanical repairs or health and safety repairs. This program helps homeowners repair Cleveland homes by offering low-interest loans ranging from 0% to 3%, determined by total household income. The paperwork (bids, waivers, affidavits, etc.) required of contractors is also explained.Ģ16.664.2045 - Weekdays 8 am to 5 pm - 601 Lakeside Ave., Room 302 These specifications have been prepared for the purpose of establishing and maintaining high construction quality standards on City of Cleveland Rehabilitation projects, and making these standards clear to both property owners and contractors.

Historic Preservation Loan (Heritage Home Program) You can submit your home repair and maintenance application (SHAP, RAH, LEAD, and exterior paint) via the Department Grant and Program Application Portal. Other concerns include the support of quality, affordable housing for low income households and community services from City and volunteer sources. These include direct loans/grants to property owners for repair, renovation, energy conservation, and safety improvements. This division administers programs that strengthen City neighborhoods and provides services to homeowners, tenants, merchants, and institutions that preserve dwellings.
